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Temporary car insurance
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Temporary car insurance
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Comprehensive cover for a single day — sorted from your phone in minutes.
Get a price in under 60 seconds!
One day car insurance is temporary cover for a specific occasion on a specific day. You set the start time, and the policy runs for 24 hours from that point.
It sits completely outside any existing annual insurance on the vehicle. The car owner’s annual policy, their no-claims discount, and your own existing insurance are all untouched. Any claim goes through your one day cover, not theirs.
It is designed for single-occasion situations: borrowing a friend’s or family member’s car for the day, collecting a car you have just bought privately, helping someone move house, or any scenario where you need to be properly insured for one specific day.
Your insurance documents arrive immediately by email as soon as you purchase. Cover starts at the time you have chosen – same-day, this evening, or a future date.
The price of 1 day car insurance depends on several factors:
Younger drivers or those with points on their licence will pay more. Daycover shows your price before you commit — no obligation.
Get a price in under a minute. There is no need to phone anyone or wait for a callback. Your documents arrive immediately and cover starts at the time you choose.
Choose exactly how long you need, from one hour to 28 days. No need to pay for time you won't use.
Daily car insurance from Daycover covers you, your passengers, the car you're driving, and any third-party damage or injury.
Need to drive a new purchase home? A daily policy gives you cover from the moment you take the keys, while you sort something longer-term.
Get a quote in under a minute and have your documents available immediately after purchase. Rated Excellent on Trustpilot.
One day cover is the right choice when you have a specific thing to do on a specific day and need to be properly insured to do it.
The common factor is a single defined occasion. You need cover for this day – not several separate days spread across a period.
If you need exactly 24 hours from a precise time (which could cross midnight), 24 hour car insurance sets the clock from the exact moment you start. If you need cover across several consecutive days, daily car insurance lets you pick the exact number of days you need.
They are different in intent, even though the underlying product is the same.
One day car insurance is occasion-driven: you have a specific day in mind and a specific reason. The date matters, and the 24-hour window starts and ends on a calendar day.
Daily car insurance is rate-driven: you want to pay by the day and choose exactly how many days you need – one, three, a week. It suits recurring or multi-day arrangements more than a single defined event.
24 hour car insurance is clock-driven: you set an exact start time and cover runs for precisely 24 hours from that moment. That makes it the right choice when your window crosses midnight or when you are thinking in hours rather than dates.
Yes. Temporary car insurance can be taken out from one hour up to 28 days. A one day policy gives you 24 hours of comprehensive cover, starting at the time you choose. You receive proof of insurance documents immediately.
No. Because a one day temporary policy sits entirely outside any existing annual policy, making a claim on it has no effect on your or the car owner’s no-claims discount. This is one of the main advantages over being added to someone else’s annual policy.
Yes. You can take out one day insurance on a car you do not own. You need the registration number, your driving licence details, and confirmation that the car owner is happy for you to drive it. The policy is in your name and the owner’s annual cover is unaffected.
Closely related, but the framing differs. One day insurance is occasion-based – a specific day, a specific event. 24 hour car insurance is clock-based – it runs for exactly 24 hours from a precise start time, which can cross midnight. If you need cover from 9pm to 9pm the following day, the 24-hour option is the more natural fit.
Yes. All Daycover temporary policies are comprehensive, including one day cover. Damage to the car you are driving, third party liability, fire, and theft are all covered. You are not limited to third-party-only cover.
Daycover provides a quote in 60 seconds. You enter the car’s registration, confirm your details, choose a start time, check the terms and conditions, then pay. Documents are available on screen immediately and emailed to you. Cover is available to start the same day, including evenings and weekends.
Driving someone else's car on your own annual policy usually only provides third-party cover. A one day temporary policy gives you comprehensive protection — and leaves the owner's no-claims bonus completely untouched.