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Daily car insurance is short-term cover purchased by the day. You choose a start date and the number of days – one day, three days, a week – and pay for exactly that window. No annual contract, no ongoing commitment, nothing to cancel when you are done.
It runs as a completely separate policy from any existing insurance on the vehicle. The car owner’s annual policy, their no-claims record, and your own existing insurance are entirely unaffected.
What situations suit daily cover?
Why daily cover rather than being added to someone else’s annual policy?
Getting added to an annual policy is a mid-term adjustment that affects the premium for the rest of the policy year. Daily cover is precise: pay for the days you need, leave everything else untouched, and the cover ends automatically when your period is up.
The price of car insurance by the day varies depending on a few things:
Our quote process only asks for what’s needed to calculate your premium, nothing surplus.
For a specific single occasion rather than a recurring arrangement, one day car insurance covers that precise 24-hour window.
Getting a quote for daily car insurance takes under a minute. Just answer a handful of questions, no lengthy forms, nothing unnecessary.
We only ask what we actually need to know. Everything else happens behind the scenes, keeping the process short and straightforward.
Need to get insured for a day starting today? Just select immediate start and you’ll be on the road shortly. Do make sure you read through the terms and conditions before completing your purchase.
Prefer to plan ahead? You can schedule cover to begin at a specific date and time, up to 30 days in advance.
Choose exactly how long you need, from one hour to 28 days. No need to pay for time you won't use.
Daily car insurance from Daycover covers you, your passengers, the car you're driving, and any third-party damage or injury.
Need to drive a new purchase home? A daily policy gives you cover from the moment you take the keys, while you sort something longer-term.
Get a quote in under a minute and have your documents available immediately after purchase. Rated Excellent on Trustpilot.
Daily car insurance suits any situation where paying for a specific number of days makes more sense than committing to an annual or monthly arrangement.
Multi-day scenarios where daily cover works:
Sharing the driving on a road trip – you are covering mileage in someone else’s car for several days and want your own policy for that period.
An occasionally-used vehicle – a household second car, a classic, or a campervan that only moves a handful of times a year. Annual insurance on something driven that infrequently is expensive relative to actual use; daily cover on the specific days it needs to be on the road is more proportionate.
Filling a gap between policies – just bought privately, existing cover has lapsed, or waiting for a longer arrangement to start. Daily insurance bridges the gap for exactly as many days as you need.
Looking for something more specific?
For a single defined occasion on a particular calendar day, one day car insurance is the more focused option. If you need exactly 24 hours from a precise start time – including overnight – 24 hour car insurance gives you that precision.
For the full range from one hour to 28 days, see our temporary car insurance hub.
One way to keep costs manageable is to only take out cover for as long as you genuinely need it. There’s no obligation to round up, pay for what you’ll actually use.
You choose the start time and duration, so the policy fits around your actual plans. Cover runs from as little as one hour right the way up to 28 days, use the duration slider when getting your quote to dial it in.
Yes. A daily policy can run for a single day or for several consecutive days – you choose the duration. For a single defined occasion, one day car insurance is a natural fit. For a precise 24-hour window that may cross midnight, 24 hour car insurance is available.
Taking out your own daily policy means any claim is handled entirely through your policy, not the car owner's. Their no-claims record and annual premium are unaffected. Cover ends precisely when your selected period is up.